From Expats for Expats
Welcome to HORBACH Expats
Germany’s leading multilingual financial planning service for expats living in Germany. Because financial freedom should be a right, not a privilege.
8+
languages and cities
130+
events since 2020
5000+
expats helped
30+
business partners
Horbach Expats does financial planning
Our values
EXCELLENCE
quality that shapes the market
COMMUNITY
collectively achieved change
MULTICULTURALITY
from expats for expats
APPROACHABILITY
we put people first
Our values
EXCELLENCE
quality that shapes the market
COMMUNITY
collectively achieved change
MULTICULTURALITY
from expats for expats
APPROACHABILITY
we put people first
Contact us
Click on the toppic which fits you to open the contact form.
Schedule an Appointment
You want to secure a 1:1 session?
➔ Contact us here
Join the Team
You want to change the market with us?
➔ Apply here
Let's cooperate
You want to collaborate with us? Send a partnership request
➔ here
Corporate solutions
You want to book a corporate presentation? Book our experts
➔ here
“I’m not someone who came in knowing exactly what she wants for her future and her finances. Martina never made me feel bad about this but rather helped me figure out what I did and did not want, and then crafted a plan around that that also left room for future developments. I came in terrified about financial planning and left feeling like I have a good plan.”
Nicole – The Expat Cast – Freiburg (Client and Cooperation partner)
“I started my first consulting session without many expectations, I thought maybe it was a one time workshop talking about do’s and don’t’s of investment. What i got rather than that was a personalized 4 session long consulting programme with everything I needed to organize my finances. As a student, I have trouble regulating my expenses and especially planning for middle and long term investments, but having gone through the sessions, I now have a short, middle and long term investment plan going in depth into all the stocks, funds and everything else I’m inventing in.“
Pedro (Horbach Expats Client)
“Marija is a great financial advisor. Her remarkable knowledge is very valuable for me as expat, I trust her blindly with my private financial matters. She gives you all the information you need to take an informed decision. Marija provided me with investment advice, introduced me insurance coverages that covered my need, and retirement planning to build a solid and secure future. Marija escorted me throughout every step of my journey and continues to be there for any financial advice.“
Danielle (Horbach Expats Client)
“Martina is really very understanding of one’s sudden changing circumstances. There were no judgements cast, only sympathy and understanding of my situation, and Martina sorted everything out for me very quickly. I really appreciated her professionalism and knowledge in this situation.”
Ilana – Speyer (Horbach Expats Client)
“My experience with the consulting company was very good. All my demands were listened to and taken into consideration. All my doubts and insecurities, due to my little knowledge of the area, were listened to patiently and attentively explained to me in the clearest way possible. I would recommend to everyone, the search for a better understanding of our income and how we can best manage our money.”
Deborah (Horbach Expats Client)
“Martina knows what she is talking about, is very efficient and accurate, and has a great sense of humor. Working with her helps reduce my stress load, and I know that everything is taken care of as well as if I was to do it myself. Thanks :)”
Taylor – Hamburg (Horbach Expats Client)
“Working with Martina has been an absolute pleasure. Her commitment to her clients, attention to detail and her accountability are unparalleled.”
Tanvi & Ambrish – Munich (Horbach Expats Clients)
87421742€
collectively achieved change
COMMUNITY
START PLANNING TODAY!
EXCELLENCE
Through our multilingual, digital concept we've shared our knowledge with over 5000 Expats and grown our business with multiple partners all across Germany since 2019. Experience first-hand why choosing us makes sense - contact us here
MULTILINGUALISM
Experience culturally tailored consultancy services. So much more than just translated services. Quality that shapes the market, from expats for expats.
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