Welcome to Horbach Expats!
Our Website is currently under constructions. But you can contact us via the contact form below.
Our Website is currently under constructions. But you can contact us via the contact form below.
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If you are a founder, then the last thing you should be worrying about is whether you are offering the proper coverage for your employees. With our help, you save time, headaches, and money as well as increase your employees’ loyalty.
Contact us and make an investment in the future and growth of your company today.
If you work in HR then you know first-hand how many questions expats have about the German system and any other financial topics. We make helping out easier for you, by providing corporate talks for executive groups.
Outsource the solution – Book us as speakers here.
Picture yourself worry-free about your finances, as well as the life you wish to lead in the future. Imagine being knowledgeable about the German system and how you can make the best choices without countless arduous hours of research.
As expats ourselves, we’ve helped countless expats feel empowered by their financial choices instead of determined by them. You tell us your goals and we help you get there. As easy as that.
Secure a solid foundation to create the future you imagine through an individually tailored concept. Including anything from properties, insurances, pension planning, health care, to market investments and private equity, regardless of where you come from and whether you’re staying or just passing by – we got you. Start planning today.
Tailored services for your community’s needs. Be it presentations, key-note talks, podcasts, articles, IG Lives, welcome-to-Germany boxes, or a meet-and-greet – together with you we craft formats that add value to your community. Send us a request today.
➔ CONTACT US
Your family’s financial security and wealth building are our top priority. Be it that your partner and you are getting more serious, that you just got married, or that the family is growing, we got you. With our help, you will prevent existential risks, create generational wealth, and profit from all statutory benefits in the best possible way. Experience our financial planning for families today.
In order to find the best mortgage for your purchase, we guide you away from the loops and holes and towards a customized solution compatible with your financial goals. And for those who want to diversify their portfolio while maximizing their tax savings, our portfolio of rental properties is client-exclusive, Germany-wide. So that you can enjoy the investment returns without playing custodian. Book your session here.
For company owners and HR personnel – we help you provide company pension and health care for your team. We walk you through every step towards granting better employer benefits. Be it that you are an expat founder or that you have expat employees, we got you. Send a request for a corporate presentation here.
Germany is a country of insurance – and for good reason! Most existential risks need to be insured privately. However, as an expat, navigating the German insurance field can be challenging. Knowing how to cover exactly what is needed, while keeping it to a minimum is our expertise. We keep it hassle-free and take care of the details so that you can sit back and relax, worry-free. Start planning today.
With inflation, money that’s not invested is burning – daily. And you are also paying the banks to keep your money. Be it that you find it daunting or exciting, our expat-experts will walk you through and construct a diversified portfolio of market-dependent and independent assets to get your money to work for you. With our help, your money will work for you in line with your preferences and beliefs. Start investing here.
Building wealth means a greater need for clarity and strategy. More often than not, stretching across generations. Our planning and advice provide geographically flexible concepts for your entire family and help you optimally allocate your assets in Germany. Additionally, our partnerships provide tax and legal advice for everything beyond financial planning. Receive advice here.
If you have your assets here and there but are wondering how to improve your strategy to get to your goals faster, or whether you can get even more out of what you have, as well as whether there’s any opportunity unknown to you – then you’ve come to the right place. We help you downscale, upscale, and/or secure your assets following your personal goals. Let the optimization begin!
Life’s an adventure. But what about your retirement?
Changing countries, extended qualifications, and everything that the expat journey entails lead to insufficient pension provisions. The best time to start planning was yesterday.
Partnerships – Adding Value Holistically
Every single expat out of the 13 million in Germany deserves financial freedom and economic protection. It should be a right, not a privilege. However, needs vary greatly among different groups and communities. Thanks to collaborating between branches we’ve become market leaders.
Several companies have trusted us to add value to their communities in the same way they do to ours.
Feel like you belong here as well? Send a partnership request here.
Join the Team – Disrupting the Market
We are the best at what we do and if you are up to the challenge we want you in our team. Working with us you’ll surpass your potential, build a client base within a community of your choice, and become a top specialist in financial planning for expats.
With 13 million expats in Germany in need of our help, there’s no time to waste. Can it get any better? YES. Curious? Give it a shot here, we’ll be in touch.
Picture yourself worry-free about your finances, as well as the life you wish to lead in the future. Imagine being knowledgeable about the German system and how you can make the best choices without countless arduous hours of research.
As expats ourselves, we’ve helped countless expats feel empowered by their financial choices instead of determined by them. You tell us your goals and we help you get there. As easy as that.
Secure a solid foundation to create the future you imagine through an individually tailored concept. Including anything from properties, insurances, pension planning, health care, to market investments and private equity, regardless of where you come from and whether you’re staying or just passing by – we got you. Start planning today